98okr Terms and Conditions — Platform Rules & Usage Policy

By accessing the 98okr platform — whether through the website at 98okr.pro or through the 98okr mobile application — you agree to be bound by these Terms and Conditions in their entirety. If you do not agree with any part of these terms, you must stop using the platform immediately and not proceed with registration or account use.

These Terms and Conditions form a legally binding agreement between you (the user) and 98okr. They apply to all services offered through the platform including casino games, slot games, live casino, sports betting, and all related payment and account services.

Using the platform after any update to these terms constitutes your acceptance of the revised version. It is your responsibility to check this page periodically for changes. 98okr will make reasonable efforts to notify registered users of significant updates via account notification or email.

98okr is an adult entertainment platform. You must meet all of the following conditions to be eligible to register and use the platform:

• You must be at least 18 years of age at the time of registration.
• You must be acting on your own behalf, not on behalf of a third party.
• You must not have been previously excluded or banned from the 98okr platform.
• You must have the legal capacity to enter into a binding agreement under the laws applicable to you.
• You must not be using the platform in a jurisdiction where doing so is prohibited.

98okr reserves the right to request age verification documentation at any point. If you cannot confirm that you meet the age requirement, your account may be suspended and any funds held pending verification. 98okr takes the protection of minors seriously and will not knowingly allow underage individuals to use the platform.

Each user may hold only one account on the 98okr platform. Creating duplicate or multiple accounts is a violation of these terms and may result in all associated accounts being suspended and balances withheld.

When registering, you are required to provide accurate and complete information. This includes your full name, date of birth, contact details and any payment information used for deposits or withdrawals. You are responsible for keeping your account information up to date.

You are solely responsible for maintaining the confidentiality of your login credentials. 98okr will never ask for your password by email or chat. You must not share your account with anyone else or allow third parties to access your account on your behalf.

• Notify 98okr immediately if you suspect unauthorised access to your account.
• Do not use another person's payment method to deposit into your account.
• Accounts registered with false information may be closed without prior notice.
• Account names must match the payment method used for deposits and withdrawals.

98okr may require identity verification (KYC) at any stage, particularly before processing withdrawal requests above certain thresholds. Failure to complete verification when requested may result in withdrawal processing being paused until the verification is completed.

All deposits on 98okr are processed in Pakistani Rupees (PKR). Supported payment methods include JazzCash, Easypaisa, Raast, bank transfer, debit and credit cards, and mobile wallets. The availability of specific payment methods may vary and is subject to change.

You must use a payment method that is registered in your own name. Third-party funding — where someone else's account or card is used to fund your 98okr account — is not permitted and may result in your account being suspended.

• Minimum deposit amounts are displayed at the time of deposit and vary by payment method.
• Deposits are typically credited to your 98okr balance within one to two minutes for JazzCash and Easypaisa, and within a few hours for bank transfers, though actual processing times depend on your payment provider.
• 98okr is not responsible for delays caused by your bank or mobile wallet provider.
• Deposited funds are for use on the 98okr platform only and are not held in a separate escrow or interest-bearing account.

If a deposit does not reflect in your account within the expected timeframe, contact 98okr support with your transaction reference. Do not attempt to make a second deposit for the same transaction until the first has been investigated.

Withdrawal requests are processed to the same payment method used for your most recent deposit where possible. Withdrawals are paid out in PKR. You cannot withdraw to a payment method belonging to a third party.

98okr aims to process withdrawal requests promptly. Processing times depend on your chosen withdrawal method and may also be subject to standard verification checks. Withdrawal requests may be reviewed before approval to confirm the account is in good standing and that all terms have been met.

• Minimum and maximum withdrawal amounts apply and are shown at the time of requesting a withdrawal.
• Withdrawals from bonus-funded balances are subject to the applicable wagering requirements before they become withdrawable.
• If your account has not been fully verified, withdrawals may be held until verification is complete.
• Withdrawals requested to payment methods not previously used for a deposit may require additional verification.

98okr reserves the right to request supporting documentation before releasing a withdrawal, particularly for first-time withdrawals or withdrawals above specified amounts. This is a standard security measure to protect both the player and the platform.

From time to time, 98okr offers bonuses, promotional credits, free spins and other incentives to registered users. Each promotion is subject to its own specific terms, which will be clearly stated at the time the offer is presented.

General bonus conditions that apply across all promotions unless stated otherwise include:

• Bonuses are credited to your account balance and are subject to wagering requirements before any winnings derived from bonus funds can be withdrawn.
• Wagering requirements specify how many times the bonus amount (or bonus plus deposit amount) must be wagered before a withdrawal is eligible.
• Bonuses are intended for recreational use and are not a guaranteed income mechanism.
• Attempting to abuse, exploit or circumvent bonus terms — including using multiple accounts, coordinated play, or other dishonest methods — will result in the bonus being voided and may lead to account suspension.
• 98okr reserves the right to withdraw, modify or discontinue any promotion at any time.

If you are unsure whether a specific strategy or play style qualifies as bonus abuse, contact support before proceeding. Ignorance of the bonus terms is not grounds for reinstatement of a forfeited bonus.

All casino games, slot games and live casino tables available on 98okr are provided by third-party software providers. The rules, return-to-player (RTP) percentages and game mechanics are determined by those providers and are subject to their own certifications and auditing processes. 98okr does not modify game outcomes.

By playing any game on the platform, you acknowledge that:

• All game outcomes are determined by certified Random Number Generator (RNG) software or, in the case of live casino, by physical dealing and game processes conducted by live dealers.
• Results of previous rounds have no bearing on future results — each spin, hand or round is an independent event.
• Displayed RTP percentages are theoretical averages calculated over very large numbers of rounds and do not represent a guaranteed return on any individual session.
• Malfunctions in game software void all related pays and plays. In the event of a technical error during a game round, 98okr will investigate and resolve the situation in line with the relevant provider's procedures.

Game availability may change without prior notice due to provider agreements, technical updates or regional considerations. 98okr does not guarantee the permanent availability of any specific game title.

98okr offers sports betting markets covering cricket, including Pakistan Super League (PSL), T20 internationals, bilateral series and major tournaments, as well as football and esports. Betting is subject to the following conditions:

• All bets are final once confirmed. Bets cannot be cancelled or reversed after the bet slip has been accepted.
• Odds are subject to change up until the moment a bet is placed. The odds displayed at the time of confirmation are the odds that apply to your bet.
• Live or in-play betting markets may be suspended at any point during a match. 98okr is not liable for bets that cannot be placed due to a suspension of live markets.
• Minimum and maximum stake limits apply per event and per market. These are displayed at the time of placing a bet.
• In the event of a match being abandoned, postponed or cancelled, bets will be settled in accordance with the applicable settlement rules for that market, which are available within the betting section.

98okr reserves the right to void bets placed on events where there is evidence of irregular activity, data errors in odds, or where a bet was placed after an event's outcome was already determined. Decisions made by 98okr in this regard are final.

98okr is committed to promoting responsible gaming. The platform provides tools to help users manage their gaming activity, and we encourage all players to use them proactively rather than reactively.

Available responsible gaming tools include:

• Deposit Limits — Set a daily, weekly or monthly cap on how much you can deposit into your account.
• Session Time Reminders — Receive notifications after a set period of continuous play to remind you how long you have been active.
• Self-Exclusion — Request a temporary or permanent break from the platform. Once a self-exclusion is in place, it cannot be reversed during the chosen period.
• Reality Checks — Periodic on-screen prompts that show your session duration and net win or loss for the current session.

Gaming should be entertainment, not a source of income or a way to recover financial losses. Never bet more than you can comfortably afford to lose. If you feel your gaming is becoming a problem, use the self-exclusion tool or speak to a trusted person in your life. 98okr is for adults 18 and over who choose to participate of their own free will.

The following actions are strictly prohibited and will result in account suspension, balance forfeiture, or permanent closure depending on the severity:

• Registering more than one account, or assisting others in circumventing the single-account rule.
• Using automated software, bots, scripts, or any non-human means to interact with the platform or place bets.
• Exploiting software bugs, glitches or errors for financial gain — any winnings obtained in this way will be voided.
• Colluding with other players or third parties to manipulate game or betting outcomes.
• Using the platform for money laundering, fraud, or any other illegal financial activity.
• Providing false identity information during registration or verification.
• Attempting to gain unauthorised access to other users' accounts or to the platform's backend systems.
• Abusing the bonus system in any way that is not consistent with normal recreational use.

98okr actively monitors platform activity for unusual patterns and reserves the right to investigate any account at any time. Users found to be in violation of these prohibitions will not be entitled to withdraw any funds held in the account at the time of closure.

98okr reserves the right to suspend, restrict or permanently close any account at its discretion, including but not limited to the following circumstances:

• Breach of any provision in these Terms and Conditions.
• Failure to complete identity verification within a reasonable timeframe when requested.
• Suspected fraudulent or illegal activity linked to the account.
• A chargeback or payment dispute initiated by the account holder.
• Account inactivity for an extended period (dormant account policy applies — details available on request).

If your account is suspended, you will generally be notified via your registered contact details unless notification itself would compromise an ongoing investigation. Where a closure is due to a breach of terms on your part, any bonus funds and associated winnings may be forfeited. Real money deposits not linked to bonus abuse will be handled in accordance with applicable procedures.

If you wish to close your account voluntarily, you may do so by contacting support. Any pending withdrawal requests at the time of closure will continue to be processed to your registered payment method.

98okr provides the platform on an "as available" basis. While we make reasonable efforts to ensure the platform is accessible and functioning correctly at all times, we do not guarantee uninterrupted access.

• 98okr is not liable for losses arising from platform downtime, technical faults, or interruptions outside our reasonable control.
• We are not responsible for losses resulting from your failure to follow these terms, or from unauthorised access to your account due to your own negligence (e.g., sharing your password).
• 98okr's total liability to you in connection with any single event or series of related events shall not exceed the balance held in your account at the time of the relevant event.
• We are not liable for any indirect, consequential or speculative losses, including lost profits or lost opportunity.

Nothing in these terms limits liability in cases of fraud, wilful misconduct, or where limitation is not permitted by applicable law.

98okr collects and processes personal data in accordance with our Privacy Policy, which forms part of these Terms and Conditions. By registering an account, you consent to the collection and use of your data as described in that policy.

In summary, the data we collect is used to:

• Operate and manage your account.
• Process deposits and withdrawals via your chosen PKR payment methods.
• Verify your identity in line with standard platform security requirements.
• Detect and prevent fraud, bonus abuse and prohibited conduct.
• Communicate with you about your account, transactions and platform updates.

We do not sell your personal data to third parties. Data shared with payment processors (such as JazzCash and Easypaisa) is limited to what is necessary to complete your transaction. For full details, refer to the Privacy Policy.

98okr reserves the right to update, modify or replace these Terms and Conditions at any time. When changes are made, the "Last updated" date at the top of this page will be revised accordingly.

For significant changes that materially affect your rights or obligations, 98okr will make reasonable efforts to notify active registered users in advance — typically via account notification or email to your registered address. However, it remains your responsibility to review these terms periodically.

Continued use of the platform after changes have been published constitutes your acceptance of the updated terms. If you do not agree with a change, you should stop using the platform and may request account closure at any time.